Monday is Veterans Day in New Jersey.
■ It is a federal and state holiday in New Jersey.
■ Local government offices are closed as well.
■ Post offices are closed; there is no regular mail delivery.
■ Financial markets and stock markets are open.
■ Courts are closed.
■ Banks have the option to close.
■ Public schools in the Caldwells are open.
■ NJ Transit trains are operating on a regular weekday schedule. Bus schedules vary, depending on route. Holiday fares are observed from 7 p.m. on Sunday to 6 a.m. on Tuesday. For details, refer to timetables or check the agency's website at njtransit.com or call (973) 275-5555. PATH.
■ Trains are operating on a regular weekday schedule.